Profit on paper means nothing if you run out of cash.

This is the number one thing fashion designers don't track and the number one reason fashion businesses close. You can be making sales and still run out of money if you're not managing cash flow.

The Cash Flow Tracker shows you your real-time cash position, how many months of runway you have, when you'll run out of money if sales slow down, and what revenue you need just to break even. Built for Nigerian fashion businesses, in naira, with real cost categories.

WHAT'S INSIDE

•        📋 Weekly Transaction Log — 500 transaction rows — every naira in and out. Running balance updates automatically. Live alert system: 🔴 LOW CASH · 🟡 Watch · ✅ OK based on your minimum threshold.

•        📅 Monthly Summary — Total income, total expenses, net cash flow and closing balance for all 12 months. Auto-calculated from your weekly log.

•        📊 Monthly P&L Snapshot — All income and expense categories across 12 months in one grid. See exactly which months and which categories are strongest.

•        🔮 3-Month Cash Forecast — Project your expected income and expenses forward 3 months. See your projected closing balance and get early warning of cash shortfalls before they happen.

•        ⚖ Break-Even Tracker — Fixed costs vs variable costs — calculates your break-even revenue needed each month. Monthly tracker shows actual vs break-even with surplus or shortfall.

•        📈 Dashboard — Current cash balance, months of runway remaining, burn rate, YTD income vs expenses, best and worst months.

•        📈 Charts — Monthly income vs expenses bar, net cash flow bar, closing balance trend line, income by category pie. 8 auto-updating charts.

•        ⚙ Settings — Opening bank balance, minimum cash threshold, target cash reserve, 15 income categories and 28 expense categories — all customisable.

 PRODUCT DETAILS

Who this is for: Any fashion business owner who wants to stop being surprised by cash shortfalls essential for businesses spending on ads, fabric and staff simultaneously.

Format: Microsoft Excel (.xlsx) — works on Windows, Mac and Google Sheets

Includes: 1 workbook · 8 sheets · 2,405 pre-built formulas · 8 auto-updating charts